OUR TEAM
Ira J. Krulik
Ira J. Krulik
CFP®, RICP®, CRPC®, CMFC®, APMA®
Financial Advisor
732-359-3838
732-359-3851
irak@icgnext.com
41 Years of Experience
Interests
I truly appreciate the simple things in life: a good mystery novel, a day spent on the links, or a fall football tailgate. It’s these simple pleasures that bring me the most joy in life. I’m an avid sports fan, a beach bum, and a history buff. My wife and I try to travel as much as we can, with Aruba being our favorite place to visit. When I have free time, I love getting lost in a good mystery. I always make sure that my e-reader is loaded with the latest novels.
My wife and I reside in Monmouth County, NJ. We enjoy spending time with our daughter, son-in-law and the newest member of the family, our granddaughter.
Awards & Recognition
- Five Star Wealth Manager, 2019-2025
Areas of Focus
- Retirement Planning Strategies
- Family Finances
- Saving for Education
- Investments
- Insurance
- Tax Planning Strategies
Education
- MBA, 1988, Investment Analysis / Portfolio Management – Pace University
- BBA, 1982, Organizational Behavior – Baruch College CUNY
- AAS, 1977, Accounting – Kingsborough Community College CUNY
Qualifications
CFP® CERTIFIED FINANCIAL PLANNER™ practitioner
The CERTIFIED FINANCIAL PLANNER™ certification is recognized as a standard of excellence for personal financial planning. CFP® certification requires meeting experience and ethics requirements, successfully completing financial planning course work and passing the certification examination covering the following topics: financial planning principles, employee benefits planning, investment planning, income tax planning, and retirement and estate planning.
RICP® Retirement Income Certified Professional®
The Retirement Income Certified ProfessionalSM designation is obtained by completing retirement planning course work that focuses on creating an effective retirement income plan for clients who are nearing or are in retirement. By completing coursework focused on key retirement issues such as income gaps, taxation, asset management, and estate planning, a Retirement Income Certified ProfessionalSM is trained to help clients assess retirement preparedness and confidently address their income needs throughout retirement.
CRPC® Chartered Retirement Planning Counselor℠
The Chartered Retirement Planning CounselorSM certification is obtained by completing retirement planning course work that focuses on the pre- and post-retirement needs of clients like you. By completing coursework focused on key retirement issues such as asset management and estate planning, a Chartered Retirement Planning CounselorSM is trained to help clients assess retirement preparedness and confidently address their pre- and post-retirement financial needs.
CMFC® Chartered Mutual Fund Counselor℠
The Chartered Mutual Fund CounselorSM program was developed in conjunction with the Investment Company Institute and is the only mutual fund designation recognized in the financial services industry. The program provides a thorough knowledge of mutual funds and their various uses as investment vehicles.
APMA® Accredited Portfolio Management Advisor℠
Individuals who hold the APMASM designation have completed a course of study encompassing client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology.
Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors.
Wealth managers do not pay a fee to be considered or placed on the final list of year 2019, 2020, 2021, 2022, 2023 & 2024.
Ira J. Krulik is a financial advisor with, and Securities and Advisory services offered through LPL Financial, a registered investment advisor. Member FINRA / SIPC.
CRPC conferred by the College for Financial Planning.
RICP conferred by The American College.
The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states:AZ, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, MD, MA, MI, MN, MO, NH, NJ, NY, NC, OH, PA, RI, SC, TN, TX, UT, VA, VI, WA.
